Investor Presentaiton
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Business environment cluster – Key progress and remaining challenges since
CO2021 (at the level of RS)
Progress
Access to Finance
Challenges
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The Banking Agency of the RS has
adopted a new Decision on banks'
liquidity risk management for further
harmonization with the Basel III
liquidity standards.
The European Commission confirmed
that the BiH has aligned its banking
regulations and supervision with EU
standards.
Substantial legal progress with the
implementation of the amendments to
the Laws on Securities Market and
Investment Funds to develop capital
markets and private equity.
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The adoption of Basel III standards
has not been fully implemented yet.
The current definitions of collateral
are too restrictive and not
customized to meet SMEs' needs.
The capital markets' legal
framework remains unaligned to
the EU acquis.
The legal framework for digital
finance remains incomplete.
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