Investor Presentation

Profit and loss ITEMS 2023 thsnd AMD 2022 75,024,900 50,459,636 Net interest income 13,766,590 9,135,231 Net fee and commission income Net profit/loss from trading operations 24,456,065 41,339,983 Other operating income (expenses) (7,177,554) (4,349,687) 106,070,001 96,585,163 Operating income Impairment losses (5,451,340) (4,699,928) Personnel expenses (32,480,252) (28,327,332) Total administrative expenses (10,827,802) (8,688,985) 57,310,607 54,868,918 Profit/(loss) before tax Profit tax (11,258,774) (10,599,631) 46,051,833 44,269,287 Net profit/(loss) 36 Investor Presentation | Ameriabank.am Λ

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