Investor Presentaiton

HIGHLY LIQUID PORTFOLIO (2/2) Efficient Collection % of collections to disbursement Ⓡ Muthoot Finance 100% 62% 66% 60% 61% 60% 66% 80% 60% 40% 20% 0% FY15 ■ 1m FY16 ■ 2m FY17 ■ 3m FY18 ■4m Collections in 6 months of disbursements made in respective periods A high proportion of gold loan is repaid within first 6 months FY 19 FY 20 ■ 5m ■ 6m 29 20

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