Scotiabank Investor Day Summary

CANADIAN BANKING: REVENUE AND LOAN MIX Strong retail and growing commercial and wealth 18% Commercial 58% Retail REVENUE MIX 1 $3.4B 1 For the three months ended July 31, 2018 24% Wealth 2% Credit Cards 61% Residential Mortgage AVERAGE LOAN MIX 1 $337B 16% Business and Government Loans 21% Personal Loan Scotiabank® | 18

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