Financial Performance and Remediation Update

118 (Net Bal.) 20 THE BUSINESS SURVEY SHOWS A RAPID REBOUND AS LOCKDOWNS END CONFIDENCE AND CONDITIONS HAVE REBOUNDED¹ CONFIDENCE AND CONDITIONS BY INDUSTRY² 0 -20 Confidence Conditions -40 -60 -80 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 CONFIDENCE AND CONDITIONS BY STATE² (Net Bal.) 50 40 10 3200 -10 -20 2010 Trans. & Postal Rec. & Personal Retail ■Confidence ■ Conditions Manufacturing Fin., Bus. & Prop Construction CAPACITY UTILISATION HAS HELD UP³ Wholesale Mining (%) (Net Bal.) 50 40 30 20 20 10 L ■Confidence ■ Conditions % % % 82 86 -10 06 76 74 72 ༠ཝས་ 80 78 -Quarterly -Monthly -20 70 SA Vic Qld Tas WA NSW 1989 1993 1997 2001 2005 2009 2013 2017 2021 €23 (2) Source: NAB. Overall confidence and conditions from the NAB Monthly Business Survey in net balance terms, data to October 2021 Source: NAB. Confidence and conditions by industry from the NAB Monthly Business Survey in net balance terms, data to October 2021 (3) Source: NAB. Overall capacity utilisation from the NAB Quarterly and Monthly Business Surveys. Quarterly data to September 2021, monthly data to October 2021 National Australia Bank

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