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Investor Presentaiton

Environment Digital banking contributed 73% to total carbon savings potential, grew 82.9% YoY Total potential savings: 1,995.8 tCO2eq BCA Always by your side >2x from 2021 B Recycle & Waste Management Transaction Volume - Quarterly (million) 6,178 A B Potential savings of 348.9 tCO2eq Digital Banking Operation Potential savings of 1,458.3 tCO2eq 1 I Green Building & Energy 4,738 3,314 2,403 % of total trx (FY22) Digital Channel 99.5% 39 29 27 26 Branches 0.5% 4Q19 4Q20 4Q21 4Q22 Efficiency C Potential savings of 148.9 tCO2eq Digital internal administration Digital approval mechanism Nature Conservation D Potential savings of 39.7 tCO2eq Online internal event Work From Hub Analyst Meeting FY-22 Estimated carbon savings potential 973.3 tCO2eq Estimated carbon savings potential 485.0 tCO2eq PT Bank Central Asia Tbk 24
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