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Investor Presentaiton

Bank of Georgia Group at a glance BANK OF GEORGIA GROUP PLC RETAIL BANKING Mass Retail Premium Banking MSME Leader in payments and financial mobile app ā˜ 54% of total POS payment transactions executed in BOG POS terminals c.11.4 mln transactions executed in mobile app per month in 1Q22, up 61% y-o-y 97% of transactions of individuals executed through digital channels Strongest retail banking franchise 41% market share in deposits of individuals* 39% market share in loans to individuals* Most trusted bank and top of mind bank in Georgia** NPS of 54% in March 2022*** CORPORATE AND INVESTMENT BANKING Robust profitability Delivering ROAE of 20%+ sustainably *Based on data published by the National Bank of Georgia as at 31 March 2022. ** Based on autumn 2021 external research by IPM Georgia.. ***Based on 1Q22 external research by IPM Georgia. 11
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