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Investor Presentaiton

Profit & Loss (Rs.Crore) Quarter ended Variance Half Year Ended Particulars Variance % FY 22 Sep-21 Jun-22 Sep-22 YOY% QoQ% Sep-21 Sep-22 Interest Income 4154 4634 4978 20 7 9070 9612 6 18292 Interest Expenses 2300 2146 2240 (3) 4 4710 4386 (7) 9130 Net Interest Income 1854 2488 2738 48 10 4360 5226 20 9162 Other Income 976 1140 1087 11 (5) 2707 2227 (18) 4690 Net Total Income 2830 3628 3825 35 5 7067 7453 5 13852 Operating Expenses 1484 1576 1617 9 3 2853 3194 12 6357 -Employee Cost 698 717 784 12 9 1385 1501 8 3104 -Other Operating Cost 786 859 833 6 (3) 1468 1693 15 3253 Operating Profit 1346 2052 2208 64 8 4214 4259 1 7495 OP. Excl. gain on strategic sale 1346 1911 1827 36 (4) 4214 3738 (11) 7494 Provisions & Contingencies (Excl. Tax) 571 959 771 35 (20) 2415 1730 (28) 3886 Profit/(Loss) Before Tax 775 1093 1437 85 31 1799 2529 41 3609 Ταχ 208 337 609 193 81 629 945 50 1169 Profit/(Loss) After Tax 567 756 828 46 10 1170 1584 35 2439 IDBI BANK Page 9
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