Q1 2020 Fixed Income Investor Presentation
CIBC Canadian Real Estate Secured Personal Lending
42
42
90+ Days
Delinquency Rates
Total Mortgages
Uninsured Mortgages
Uninsured Mortgages in GVA¹
Q1/19 Q4/19 Q1/20
0.21% 0.22%
0.10%
0.27% 0.28% 0.30%
0.24%
0.15% 0.15%
Uninsured Mortgages in GTA¹
0.13%
0.13% 0.14%
Uninsured Mortgages in Oil
Provinces²
0.54% 0.65% 0.69%
•
Total mortgage delinquency rate trended slightly higher in
Q1/20
The Greater Vancouver Area¹ (GVA) and Greater Toronto
Area (GTA) continue to outperform the Canadian average
Mortgage Balances ($B; spot)
201
202
202
HELOC Balances ($B; spot)
21.8
21.2
20.5
111
112
112
12.3
11.9
11.6
63
63
63
6.7
6.6
6.3
27
27
27
2.8
2.7
2.6
Q1/19
Q4/19
Q1/20
Q1/19
Q4/19
Q1/20
■GVA ■GTA
■Other Region
■GVA ■GTA ■ Other Region
1 GVA and GTA definitions based on regional mappings from Teranet.
2 Alberta, Saskatchewan and Newfoundland.
CIBC Q1 2020 Fixed Income Investor Presentation
CIBCView entire presentation