Financial Health and Performance Overview
Global Registered Covered Bond Program'
LOAN-TO-VALUE RATIOS2
CREDIT SCORES 3
42%
75%
28%
21%
14%
4%
7%
5%
<1%
1%
3%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
7.6%
Alberta
0.1%
Territories
1.6%
Saskatchewan
PROVINCIAL DISTRIBUTION
26%
20%
18%
$81Bn
14%
12%
9%
4.8%
Quebec
0.2%
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
P.E.I.
59.3%
Ontario
22.4%
British Columbia
0.9%
Manitoba
0.7%
New Brunswick
0.9%
Newfoundland
1.5%
Nova Scotia
1 As at April 30, 2023. Distribution presented is based on Principal Balance. Charts may not add due to rounding; 2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global
Registered Covered Bond Monthly Investor Report; 3 Excludes unavailable credit scores
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