Bank of Georgia Financial Snapshot and Loan Portfolio Quality

Payments business - our daily touch point with customers Acquiring - volume of payment transactions GEL millions +51.4% Figures given for JSC Bank of Georgia standalone Issuing - payment MAU thousands +27.6% +15.9% 7 3,469 1,040 1,083 3,223 2,994 930 2,766 883 1,150 2,291 1,000 996 767 641 1,999 2,224 1,650 1,997 2,320 +4.0% 1,126 2Q22 3Q22 4Q22 1Q23 2Q23 Jun-22 Sep-22 Dec-22 Mar-23 Jun-23 POS terminals E-commerce 53.7% Market share in acquiring volumes | June 2023 +6.6 ppts YoY 16.5K Active merchants | June 2023 +28.4% YoY 21 21

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