2019 Interim Results Credit Presentation
BOI Overview
Profile of customer loans¹ at Jun 19 (Gross)
2019 Interim Results Credit Presentation
ROI
UK
RoW
Total
Total
Composition (Jun 19)
(€bn)
(€bn)
(€bn)
(€bn)
(%)
Mortgages
23.2
21.6
0.0
44.8
57%
Non-property SME and corporate
11.0
4.82
4.5
20.3
25%
SME
7.5
1.6
0.0
9.1
11%
Corporate
3.5
3.2
4.5
11.2
14%
Property and construction
5.8
2.0
0.7
8.5
11%
Investment property
5.2
1.8
0.7
7.7
10%
Land and development
0.6
0.2
0.0
0.8
1%
Consumer
2.2
3.53
0.0
5.7
7%
Customer loans (gross)
42.2
31.9
5.2
79.3
100%
Geographic (%)
53%
40%
7%
100%
1 Based on geographic location of customer
2 Includes GB business and corporate loan books, which BOI is required to run down under its EU approved Restructuring Plan
(Jun 2019: £0.4bn; Dec 2018: £0.4bn)
3 Includes UK Credit Card portfolio €0.6bn classified as held for sale as at June 2019. Sale completed in mid July 2019
Bank of Ireland
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