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Investor Presentaiton

Income (Continuing) | Broad-based revenue growth Business Segments Q1FY23 Q2FY23 QoQ Change H1FY22 H1FY23 YoY Change (RM' mil) Wholesale Banking 331 388 17% 638 719 13% Investment Banking 75 75 23 185 149 (19%) Retail Banking 446 480 8% 837 926 11% Business Banking 156 170 9% 267 326 22% Group Funding & Others 39 51 29% 116 90 (23%) Total Income - Banking 1,047 1,163 11% 2,043 2,210 8% Insurance (Life & General) Total Income 2 12 >100% 20 13 (34%) 1,049 1,175 12% 2,063 2,223 8% Underlying (exclude mod gain) RM' mil 1,038 Underlying (exclude mod gain) 959 1,027 Underlying (exclude mod gain) 1,158 1,996 2,184 2,223 2,063 479 509 (39) (67) 1,175 1,071 993 1,049 262 284 217 224 (17) 1,744 (33) (34) (22) 1,554 786 769 831 913 Q1FY22 ■Net Interest Income Q2FY22 Q1FY23 Q2FY23 H1FY22 H1FY23 ■Non-interest Income 1. Net modification impact - loss/ (unwinding) AmBank Group H1FY23 Results - Investor Presentation 13
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