Financial Results Presentation

LO 5 Net Fund Based Income: 1H FY2019 (1/2) Targeted balance sheet growth across home markets in line with Group's risk posture Group Gross Loans (YoY) +4.6% Malaysia Singapore Indonesia Community Financial Services ■Global Banking +4.2% +2.3% +6.1% RM billion 502.4 525.6 Jun 18 Group Deposits (YoY) +3.9% Jun 19 RM billion 539.8 65.4 +12.0% 560.9 73.2 +2.4% 285.2 291.9 +3.4% 189.3 195.8 Jun 18 CASA Ratio : 35.1% Jun 19 34.9% Note: RM billion RM billion 290.5 302.9 81.6 (1.3)% +6.5% 80.5 209.0 222.5 Jun 18 Jun 19 +4.6% 335.8 351.2 65.4 +12.0% 73.2 +1.0% 145.1 146.5 +4.9% 125.4 131.5 Jun 18 Jun 19 37.3% 37.5% Industry loans growth for Malaysia is 4.2%, Singapore is 3.9% and Indonesia is 9.9% •⚫ CASA ratio for Group and Malaysia includes investment accounts ⚫. Refer to pages 24-26 for detailed information on loans and deposits growth by country and products. SGD billion SGD billion 41.9 42.9 19.3 +3.0% 19.9 +1.6% 22.5 22.9 Jun 18 Jun 19 CASA FD ■ Others (3.0)% 47.0 45.6 33.0 (4.4)% 31.5 14.0 +0.5% 14.1 Jun 18 Jun 19 29.8% 30.8% IDR trillion IDR trillion 139.2 131.2 32.6 +24.2% 40.5 +0.1% 98.3 98.4 Jun 18 Jun 19 +10.3% 113.9 125.6 66.3 +26.9% 84.1 47.6 Jun 18 41.8% (12.9)% 41.4 Jun 19 33.0% Maybank

View entire presentation