LRS 2023-27 Execution Plan

Q3 FY23 Financial statement summary - Bajaj Finance Ltd BAJAJ FINANCE LIMITED Financials snapshot in Crore Assets under management 1,68,359 Q3 FY22 1,32,913 Assets under finance 1,66,335 1,30,732 Y-o-Y 9M FY23 27% | 1,68,359 27% | 1,66,335 9M FY22 Y-o-Y 1,32,913 27% 1,30,732 27% Interest income 7,802 6,338 23% 21,858 17,353 26% Fees, commission, and other non-interest income 1,413 1,192 19% 4,111 2,907 41% Total Income 9,215 7,530 22% 25,969 20,260 28% Interest expenses 2,456 1,972 25% 6,671 5,625 19% Net Interest Income 6,759 5,558 22% 19,298 14,635 32% Operating Expenses 2,408 1,953 23% 6,982 5,150 36% Loan losses and provisions 811 995 (18%) 2,264 3,958 (43%) Profit before tax 3,540 2,610 36% 10,052 5,527 82% Profit after tax 2,624 1,934 36% 7,452 4,083 83% Ratios Operating expenses to Net Interest Income 35.6% 35.1% 36.2% 35.1% Annualized Loan Loss to Average AUF 2.00% 3.16% 1.94% 4.33% Annualized Return on Average AUF 6.49% 6.14% | 6.40% 4.47% Annualized Return on Average Equity 22.23% 20.00% | 21.92% 14.40% Earning per share - Basic (*) * 43.4 32.1 123.4 67.8 I *Not annualized 44

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