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Investor Presentaiton

Dividend and Capital Management Nominal Capital Growth (Rp tn) YoY Growth 15.9% 14.0% Dividend Payout Ratio (DPR) 8.9% 8.3% 5.1% 221 204 178 187 156 Tier 2 32.4% Tier 1 95.7% 96.0% 96.3% 96.3% 96.3% 27.0% 47.9% 48.2% BCA Always by your side 56.9% 2018 2019 2020 2021 2022 2017 2018 2019 2020 2021 RWA 652 722 695 758 822 Dividend Per Share 63.2% Div/share 27.5% growth % 33.3% Div/share (Rp) -4.5% 36.8% 145 111 106 68 51 2017 2018 2019 2020 2021 Analyst Meeting FY-22 • Aims for sizable nominal capital : to grow corporate loans in compliance with Legal Lending Limit (LLL) Maximum LLL is at 25% of Tier 1 capital for one group customer. Strong CAR accommodates RWA on private enterprises, which require higher weighting compared to state-owned companies. ~ Dividend per Share grew 3x since 2017, on the back of sustainable earnings growth and rising dividend pay out ratio. PT Bank Central Asia Tbk 19
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