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Investor Presentaiton

Realization of group synergy We aim to maximize the group's synergy by further strengthening group-integrated operation and in-group cooperation under the new group management structure, and also utilizing the features and strengths of each group company. ā˜ Realization of group synergy in a holding company structure Hiroshima Bank Company name Direct investment company of Hirogin Holdings. *In the black: Bank subsidiaries Hirogin Capital Partners Advanced banking service company *Plans for establishment in January 2021 Hirogin Card Service Settle- ment IT Shimanami Servicer Credit manage- ment Bank Equity invest- ment "Regional comprehensive services group" that meets all the needs of its customers Regional Hirogin Securities Securities Leasing Hirogin Lease develop- Hirogin REIT Management ment Credit guarantee Operation stream lining Hirogin Guarantee Hirogin Business Service 16
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