25 YEARS IN INDIA: LEADING WITH IMPACT
Key Performance
Indicators Industry
Profitability increased on account of declining credit costs for Banks and NBFCs
(%)
3
Return on Assets¹
(%)
Return on Equity²
20
20
16%.
2.4%
2
2.4%
.2.1%
16%
12%
11%
1.7%
10
10%
1
0.8%
7%
0%
0.0%
0.6%
0-0.3%
0
-3%
-1
FY19
FY20
FY21
FY22
-10
FY19
FY20
FY21
FY22
Banks
NBFCs
1. Return on Assets is calculated as net profit/average assets 2. Return on Equity is calculated as net profit/average shareholders' fund.
Note: Analysis has been made based on 30 NBFCs (10 HFCs, 2 Gold, 3 MFI and 15 Diversified NBFCs) and 35 Banks (12 PSU Banks, 10 Private-New, 9 Private-Old and 4 Small Finance Banks)
Source: Capitaline, Quarterly Results, Investor Presentation, Annual Report, BCG Analysis
12
%
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