Investor Presentaiton
Addressing customer needs at every stage of life
<25 years
Objective
Simple Savings
I
I
I
26-35 years
Borrowing
36-50 years
Investments
Pay off
mortgage
50+ years
Asset Drawdown
Risks
Addressed
Mortality
Retire
Medical care
Needs
First Job
Medical care
I
Get married
Plan for
retirement
Medical care
Medical care
Buy new car
Child's
education!
Buy Home
Product
Offerings
I
Product mix across age categories¹
Morbidity
Net Worth
Longevity
¦
Interest Rate
Profitable
distribution
Balanced
growth
mix
innovation
leading
Market
Quality of
insurance
Reimagining
management
Board and
I
UL
30%
26%
23%
19%
Par
36%
29%
30%
39%
Non par
26%
29%
35%
27%
savings
Protection
8%
I
16%
10%
1%
HDFC
Annuity
0%
0%
2%
15%
Life
12
1.
Based on Individual WRP for H1 FY21View entire presentation