Investor Presentaiton

Key Messages Diversified financial services group principally in Ireland and the UK - Retail, wholesale, and asset management operations Delivered excellent profit performance – Strong volume growth with tight cost control • Delivery on commitments - clear strategy delivering results Optimism regarding the growth prospects of the Irish and UK economies Substantial business growth continues in both Ireland and the UK Excellent asset quality and robust capitalisation with strong credit ratings 28 Bank of Ireland Group

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