Solid Position Across Key Areas

12 KEY INDICATORS ROA 1,6% 1,8% 1,8% 2,2% ■2018 17,4% 16,1% ROE 12,1% 16,8% IPOTEKA BANK 14,0% 42,3% 33,9% 53,2% CIR REGULATORY CARS DEVELOPMENT, % 25,6 Total CAR Total CAR mandatory min 22,0 Tier I CAR 19,0 Tier I CAR mandatory min 17,0 17,0 20,0 19,2 15,2 16,8 14,5 13,2 13,1 ■ 2019 2020 1 March 2021 LCR DEVELOPMENT 294% 228% 206% 180% 324% 223% 100,0% 13,0 10,0 1-JAN-20 1-APR-20 1-JUL-20 1-OCT-20 1-JAN-20 1-MAR-21 NSFR DEVELOPMENT 122% 111% 111% 107% 105% 102% 01.01.2020 01.04.2020 01.07.2020 01.10.2020 01.01.2021 01.03.2021 01.01.2020 CBU requirement LCR 01.04.2020 01.07.2020 01.10.2020 01.01.2021 CBU requirement 01.03.2021 NSFR 100%

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