Investor Presentaiton

41 INNOVATING WITH STRAIGHTUP CARD STRAIGHTUP CARD • Launched the NAB StraightUp Card in 2H20, Australia's first no-interest credit card Providing a response to customers wanting access to credit that is simple and easy to understand NAB STRAIGHTUP NAB's most popular credit card product 33% of NAB's credit card applications in 1H21 37% Millennial appeal PERSONAL BANKING more applicants under 35 years old vs other cards Award winning VISA RFI Group Intelligence to bank on 2021 RFi Best Lending Innovation Award winner National Australia Bank

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