FY22 Results - Investor Presentation
Deposits
| Improved CASA mix 35.2% (FY21: 29.7%)
Deposits (RM' bil)
Customer Deposits Trend
FY22
FY21
FY20
Retail FD
CASA (RM' bil) and CASA Composition (%)
YTD Growth
Industry
CASA Trend
YTD Growth
Industry
122.6
2%
6%1
FY22
43.1
21%
6%1
120.5
7%
6%2
FY21
35.8
24%
21%2
113.0
6%
2%2
FY20
28.8
16%
10%2
Retail CASA
I Non-Retail CASA
Retail CASA
Non-Retail CASA
CASA Composition (%)
35.2%
Non-Retail FD
AmBank Group Deposits Market Share (%)
30.7%
5.7%
5.6%
5.8%
5.8%
5.8%
5.6%¹
29.7%
29.7%
29.9%
30.0%
43.1
28.1%
5.5%
5.4%
26.8%
119.0
120.5
124.7
122.6
37.4
114.3
114.8
115.9
35.8
35.6
114.1
34.1
34.1
19.7
33.5
17.8
19.5
23.0
16.8
19.0
17.6
18.2
30.6
23.0
19.7
19.5
18.2
17.6
51.2
19.0
17.8
45.8
53.8
53.8
50.3
47.8
46.6
45.6
16.8
17.4
17.7
20.1
16.5
13.8
15.1
15.6
16.3
20.1
15.1
15.6
16.3
16.5
17.4
17.7
13.8
33.4
32.9
31.8
31.0
33.4
34.7
36.1
33.7
Q1FY21
Q2FY21
Q3FY21
Q4FY21
Q1FY22
Q2FY22
Q3FY22
Q4FY22
Q1FY21 Q2FY21 Q3FY21
Q4FY21 Q1FY22 Q2FY22
Q3FY22 Q4FY22
Retail
Deposit 41.3%
Mix
41.8%
39.8%
39.2%
43.8%
44.9%
43.1%
43.9%
Retail
CASA 45.2%
Mix
44.2%
46.7%
45.5%
48.5%
48.8% 47.4% 46.6%
AmBank Group
1.
Based on BNM data from end Mar'21 to end Mar'22
2.
Based on BNM data and in accordance with AMMB's financial period
FY22 Results - Investor Presentation
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