Q4 2019 Financial Performance

Banking ROE by Market 25.0% Banking: Average ROE by Market (Latest Reporting Period) 20.0% 19.1% 15.3% 15.0% 12.1% 11.0% 10.0% 5.0% 6.7% 0.0% Pacific Alliance Canada US Asia Europe Return on equity in latest reporting period for the leading bank by market share for loans in each country. Canada and US figures are average for five largest and 10 largest market share banks in each country, respectively Sources: Bloomberg LLP, Company Financial Reports. 9

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