Investor Presentaiton
PERFORMANCE OVERVIEW
Profitability
Growth
Momentum
Continuous 13th Quarter Profit, Q2 net profit Rs 3.66Crores
Operating Profit for the Q2 of FY 21-22 has been increased to
Rs. 26.06 Crs as against Rs. 18.30 Crs for Q2 of FY 20-21.
Total business of the bank reached Rs. 18889 Crs as on 30th September 2021
from Rs. 18496 Crs as on 30th September 2020 registering growth of 2.13%.
Deposit record a YOY growth of 4.22% as on 30.09.2021.
CASA % increased from 31% to 34% as on 30th September 2021.
Advance under SME grew by 22.90% on YOY basis to reach Rs. 1170 Crs as on
30.09.2021. Gold loan registered a growth of 4.43% to reach Rs. 1719 Crs.
Capitalized &
Strong Liquidity
position
Strong capital Comfort with a CRAR of 13.64% as on 30.09.2021.
Tier I ratio of 10.98%
Asset Quality
Gross NPA decreased from 9.27% as on 30.06.2021 to 8.67% as 30.09.2021.
INVESTOR PRESENTATION | September 2021
Dhanlaxmi Bank
established 1927View entire presentation