Investor Presentaiton

Stable Monetary Environment Despite Challenges Well Maintained Inflation Ensured Price Stability 20 15 10 Strengthened Monetary Policy Framework 8.8%) 19 August 2016 The New Monetary CPI (%, yoy) rhs Core (%, yoy) - lhs 7.00 Volatile Food (%, yoy) - lhs2 LF Rate: 7.00 Administered (%, yoy) - lhs BI Rate: 6.50 6.00 5.00 5. H 2.49 4.00 1.21 1.37 3.00 0.88 0 2013 2014 2015 2016 2017 2018 2019 2020 Mar-21 Jan-16 Mar-16 May-16 Jul-16 Q3-2016 Q1-2017 Rupiah Exchange Rate Fared Relatively Well Compared to Peers (ytd) YTD 2021 vs 2020 Credit Growth Profile % yoy 0 BRL -7.09-6.98 -8.42 -6.99 JPY -4.51 -4.09 IDR -3.42 0.21 2.66 2.13 -2.77 5.75 EUR -2.24 5.10 -2.12 2.96 INR -2.06 1.20 -0.57 3.41 PHP -0.74 2.67 0.22 6.27 ZAR a.o 19-Apr-21 2.74 -10.0 -5.0 0.0 5.0 Source: Bank Indonesia. *) Source: Reuters and Bloomberg point-to-point average 0 10.0 10.35 15.0 1357 Operation Framework LF Rate: 4.25 BI 7Day RR Rate: 3.50 DF Rate: 2.75 Q3-2017 Q1-2018 Q3-2018 Q1-2019 Q3-2019 Jan-20 Mar-20 May-20 Jul-20 Sep-20 Nov-20 Total Growth Investment Loans Working Capital Loans Consumption Loans Jan-21 Mar-21 -4.1 TITIT U -1.1 -5.0 -5.5 2015 2016 2017 2018 2019 2020 07

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