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Scotiabank Investor Presentation

CA: Demographics and Housing Market Population Growth Rebounding 2.0 annual % change Canada -Euro Area 1.5 Japan France 1.0 0.5 0.0 -0.5 Immigration Pushing to Record Levels 600 000s United States United Kingdom Italy 500 400 Annual Average Immigration 300 200 100 ul Proposed Immigration 0 -1.0 08 09 10 11 12 13 Sources: Scotiabank Economics. 14 15 16 17 18 19 20 21 22 70s 80s 90s 00s 17 18 19 20 21 Sources: Scotiabank Economics, Statistics Canada, Ministry of Immigration, Refugees & Citizenship Canada. 22 23 24 25 Canadian Residential Housing Inventory Rising 12 months of inventory, SA 10 8 6 4 2 плитать Housing Supply Still Tight in Key Markets Toronto Vancouver 18 8 units per 10,000 pop., end of period 16 units per 10,000 pop., end of period Multi-Unit Multi-Unit 14 Single-Detached 6 Single-Detached 12 2002-20 10 average 1992-2020 8 average 6 2 4 20 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 92 96 00 04 08 12 16 20 02 04 06 08 10 12 14 16 18 20 Sources: Scotiabank Economics, Statistics Canada. 70 10
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