Scotiabank Risk Overview
Global Registered Covered Bond Program¹
Portfolio Summary Statistics
LOAN-TO-VALUE RATIOS²
CREDIT SCORES³
41%
32%
19%
75%
14%
6%
<2%
7%
<1%
1%
3%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
7.6%
Alberta
0.1%
Territories
1.6%
Saskatchewan
PROVINCIAL DISTRIBUTION
23%
18%
16%
16%
14%
12%
4.8%
Quebec
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.2%
P.E.I.
59.3%
Ontario
1 As at January 31, 2023. Charts may not add due to rounding
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
0.9%
Manitoba
22.4%
British Columbia
1.5%
0.7%
New Brunswick
0.9%
Newfoundland
Nova Scotia
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