Q3 2008 Financial Overview

Scotiabank Scotiabank Scotia Capital Update on 2008 Priorities Executing on strategy to expand global sectoral focus: energy, infrastructure, mining, precious metals Scotia Waterous achieved record results new infrastructure team in Canada lead on major mining transactions ScotiaMocatta granted membership in Shanghai Gold exchange Leveraging NAFTA capabilities Maintaining prudent risk management 23 Risk Review Brian Porter Executive Vice-President & Chief Risk Officer 24

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