Major Highlights for Q3 FY24
Credit Cards - Portfolio Trends
Cards in Force (Million)
Acquisition (Million)
0.63
5.04
0.59
0.59
4.81
4.88
4.94
0.57
0.55
4.61
4.41
4.24
Dec
2022
Mar
2023
Jun
Sep Oct
2023 2023 2023 2023 2023
Nov
Dec
Gross Advances Breakup (Cr.)
0.19
0.20
0.18
Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Oct'23 Nov'23 Dec'23
Total Spends (Cr.)
15,734 16,852 17,975* 18,968 19,514 20,153 20,137
69% 69% 70% 68% 68% 67% 68%
21,160
18,702
17,591
20%
20%
20%
19%
19%
19%
19%
16,562
15,821
27%
27%
27%
27%
28%
27%
27%
22%
22%
23%
22%
21%
21%
22%
7,056
7,320
6,784
31%
31%
30%
32%
32%
33%
32%
Dec
Mar
Jun
Sept
Oct
Nov
Dec
2022
2023
2023
2023
2023
2023
2023
â– Transactor
Revolver EMI PL on Cards
Q3'23
Q4'23 Q1'24 Q2'24 Q3'24 Oct'23 Nov 23 Dec'23
apno ka bank | RBL Bank
Interest Earning Receivables
* Reinstated
Term Advances further broken into PL on cards & EMI
32
32View entire presentation