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Full-year Results 2020

SST ratio estimated to be around 195% based on regulatory solvency model Regulatory Solvency Model Business steering Capital, cash and payout 190% SST ratio estimated to Focus on internal economic be around 195% as of 01.01.2021 Ambition range model 140% 120% Focus on regulatory solvency model 30 | Investor presentation | Full-year results 2020 Continuous monitoring and ALM • Capital management actions Dividend payout ratio according to plan Comprehensive ALM measures before level reached • Capital management actions SwissLife

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