Investor Presentaiton

Distribution Network North Sumatera bank bengkulu tangguh dan tumbuh Ownership 7,15% Riau Lampung Riau Island South Sumatera East bank bjb Kalimantan bjb Network 3Q22 3Q23 YOY Jakarta South West Java Kalimantan Central Java East Java Bali South Sulawesi Office Network BPD Affiliate Banten Potential Addition BPD as KUB Members No Office Network BANKSULTRA Maju Bersama LOI KUB Sept 2022 Office Channels 925 907 -18 Branch 65 64 -1 Sub Branch 836 819 -17 bjb Priority 18 18 0 bank LUKUMALUT Seca Melayan MOU KUB Okt 2023 MSME Center 6 6 0 Electronic Banking Terminal 1,846 1,915 69 Distribution Network in 14 Provinces & Synergy with 3 Regional Banks (Ongoing) Deposits 60.3 Tr Loans 64.8 Tr Micro Loans 4.2 Tr 3,240,392 Customers 35 Branch Offices 623 Sub Branches 1,292 ATM Unit 5,482 Employees West Java Deposits 14.2 Tr Loans 15.2 Tr Micro Loans 666 bn 1,217,855 Customers 8 Branch Offices 110 Sub Branches 376 ATM Unit 765 Employees Banten Deposits 43.8 Tr Loans 22.8 Tr Micro Loans 1.02 Tr 91,424 Customers 8 Branch Offices 43 Sub Branches 92 ATM Unit 538 Employees Jakarta Deposits 3.6 Tr Loans 12.4 Tr Micro Loans 1.5 Tr 99,742 Customers 13 Branch Offices 43 Sub Branches 155 ATM Unit 508 Employees Others (Combined 11 Provinces) 43

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