Full Year 2022 Outlook and Key Company Highlights
OppFi Growth Strategy
11
Accelerate profitable growth
•
Drive profitable core product
volume growth
Continue to test / iterate on
market-based offers
•
•
•
Refine underwriting model,
focusing on stronger credit
segments
Reduce acquisition costs, with
more targeted marketing
campaigns by focusing on
referrals and conversion
funnel optimization
•
Serve more non-prime
consumers with product
extensions, new structures,
and/or strategic partnerships
Enter adjacent market
segments, utilizing different
business model with minimal
balance sheet or credit risk
Secure new capital efficient
funding structures
Explore new relationship
structures with banks
•
Expand into new customer
types via M&A
Acquire enterprise that could
provide credit access to other
customer types in adjacent
lending categories, diversifying
business mix
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