Investor Presentaiton

Restructured Loans > OCBC Restructured Loans by Collectability Rp trillion and % from Total Loans Current ■Special Mention NPL 7% 4% 9.0 28% -48.8% 36% 36% Restructured Loans Compositions 31 December 3% Non-related to % Total Restructured Loan to Total Loans COVID19 2023: 67% 2022: 36% 1% % Restructured Loans Related 4.6 20% 62% 18% 31 Dec 2022 31 Dec 2023 to COVID19 to Total Loans 2023: Rp4.6 trillion 2022: Rp9.0 trillion Related to COVID19 2023: 33% 2022: 64% 11

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