Q3-FY24 Investor Presentation

Movement in Non-Performing Assets Q3FY24 Q2FY24 In crs Corporate Consumer Total Corporate Consumer Total Opening Balance 2,066 4,098 6,164 1,989 3,952 5,941 Fresh Additions 312 1,453 1,765 214 1,251 1,465 -from Standard 304 1,393 1,697 206 1,176 1,382 -from Restructured 8 60 68 8 75 83 Deductions 160 1,392 1,552 137 1,105 1,242 -Write-offs 3 711 714 52 483 535 -Upgrades 67 206 273 33 192 225 -Recoveries * 90 475 565 52 430 482 Gross NPA 2,218 4,159 6,377 2,066 4,098 6,164 Net NPA % of Gross NPA % of Net NPA Provision Coverage Ratio (PCR) Restructured Advances 1,876 1,814 1.92% 1.93% 0.57% 0.57% 71% 71% 0.48% 0.54% *Q3 FY24 Sale to ARC is Rs. 310 crs (Q2 FY23 Sale to ARC is 264 crs) 26 IndusInd Bank

View entire presentation