3Q 2023 Investor Presentation

Decision Solutions: Banking $516m TTM Revenue 2 Value proposition We provide powerful, scalable tools to help enable banks to make decisions about Lending, Risk & Capital Management, and Finance & Reporting activities. Sustainable competitive advantage 10% ARR1 Growth Expertise » Award-winning Cashflow analytics & Risk Rating models » Proprietary data on loans, borrowers, defaults and collateral performance Technology & » Stable, scalable, and secure technology platform that grows with client needs Innovation » Machine learning & Al enabled tools for data extraction, normalization and validation to accelerate asset valuation » Exploring the use of GenAl to further streamline creation of credit memos 2,900+ Integration » Solutions bring together Moody's data on companies, properties, climate and economic scenarios Customers² Note: Financial data as of September 30, 2023. » Empowers customers with consistent information across their organization to help drive efficiencies and expedite decision making Key growth drivers Supporting banks in their digitization journey by combining software with data and analytics increases stickiness of Moody's solutions. Opportunities to cross-sell and up-sell as we develop solutions for new work flows, add new asset classes and expand geographic reach. ARR growth as of September 30, 2023. Refer to the Appendix for the definition of and further information on ARR. Customers with multiple subsidiaries are aggregated. 1. 2. Moody's | Decode Risk. Unlock Opportunity. 3Q 2023 Investor Presentation 18

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