Investor Presentaiton

Financials FEDERAL BANK YOUR PERFECT BANKING PARTNER in Cr Q2 FY22 Q1 FY22 Q-o-Q Q2 FY21 Y-o-Y Interest Income 3379 3356 0.7% 3488 -3% Interest Expenses 1900 1937 -1.9% 2108 -9.9% Net Interest Income 1479 1418 4.3% 1380 7.2% Other Income* 444 552 -19.6% 449 -1.1% Operating Expense 1059 933 13.5% 883 20% Total Income* 3824 3908 -2.1% 3937 -2.9% Total Expense 2959 2871 3% 2991 -1% Operating Profit* 865 1037 -16.5% 947 -8.7% Total Provisions* 405 670 -39.6% 639 -36.6% Net Profit 460 367 25.3% 308 49.6% Net Interest Margin (%) 3.20 3.15 5 bps 3.13 7 bps Cost to Income Ratio (%)* 55.05 47.38 767 bps 48.25 680 bps 33 * Adjusted.

View entire presentation