PitchSend

Investor Presentaiton

Diversified client base with longstanding relationships Key Facts ✓ Long-standing customer relationships with a diversified customer base across different industries and geographies ✓ Customers primarily include financial institutions, telecommunication companies, industrial corporations, large retail and leisure companies and public sector bodies The Group has retained approximately 95% of its client base from 2010 to the end of 2022 Top 10 Clients Sales in % of 2022 Customer Segment Country Revenue IECB Kenya Public KE 7.9% Fintech UK 7.3% Revolut e.on Energy RO 2.6% TCS Banking/Industry DE 2.4% CARCE SPICE 31H Banking TU 1.8% Postal Services RO 1.7% PIRAEUS BANK Banking GR 1.6% Starling Bank Banking UK 1.6% ENGIE Energy RO 1.5% QNB Banking TU 1.4% FINANSBANK ✓ Group has been able to sign multi-year contracts with various customers, including, but not limited to, financial institutions, credit card providers, etc. ✓ Overall revenue is divided among a relatively large number of customers and no single customer represented more than 8% of the Group's total revenue in 2022 YapıKredi rds rcs communications Indicative Clients - Industries served AUSTRIACARD HOLDINGS Financial Institutions Revolut Euronet WORLDWIDE ERSTES Bank NATIONAL BANK OF GREECE GENERALI UniCredit ☑Raiffeisen BANK ING Allianz (1) Eurobank Telcos Retail AEGEAN opap OTE A STAR ALLIANCE MEMBER nova Utilities AEH ΕΟΦ EATA Public/Government IKEA Edenred ENGIE FEDERAL GOVERNMENT OF NIGERIA AKBANK RCS COSMOTE 2 enel IKA ATHENS IEBC ACS vodafone Österreichische LOTTERIEN e.on Carrefour φυσικο αεριο KENYA DELHAIZE Sodexo 17 EYAAII

View entire presentation