Investor Presentaiton
21
Solid year amidst mixed operating
conditions
Australian
Unity
☐
☐
☐
Adjusted EBITDA increase of 15.2% driven principally by a favourable underwriting
experience in the health insurance business and continued net interest margin
improvement and loan book growth in the banking business
Slight decrease in total segment revenue of 0.6% compared to the prior
corresponding period
Expenses improvement of 2.1% reflecting a $6.4 million drop in health insurance
claims net of risk equalisation, and a $7.4 million decrease in operating expenses
Successfully executed a significant change agenda in response to the private
health insurance reforms, the largest regulatory change to the sector in a decade
Continued providing guidance and advice to policy and decision-makers in
understanding the root cause of healthcare cost pressures and diminished patient
outcomes
Segment Revenue ($m)
FY2018 FY2019
726.1
Retail
722.1
Adjusted EBITDA ($m)
FY2018 FY2019
74.4
64.6
Retail
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