Commercial Bank Financial Performance
Improved loan book structure
Summary
Loans to customers remained flat at QAR 98.0 billion.
Reduction mainly in government and public sector due to repayment of the
temporary overdraft by the Government.
Private sector loans grew by 4.0% year-on-year.
Focus continues on diversifying loans and improving market share in
Government and Public sector.
Loan book breakdown by division - December 2022
Retail
10%
Corporate
90%
Qatari banks credit facilities breakdown by sector - November 2022
Loan book breakdown by sector - December 2022
Industry, 2%
Other, 0%
Outside Qatar,
4%
Sector
FY 2022
FY 2021
Consumption,
14%
Govt and Public Sector
Industry
16%
18%
8%
8%
Real Estate,
14%
Commercial
17%
17%
Gov. & Semi-.
Services
27%
28%
Gov. Agencies,
30%
Contracting
4%
4%
Real Estate
20%
19%
Contracting,
3%
Services, 19%
Consumption
6%
4%
Others*
2%
2%
Commercial,
14%
Source: QCB
100%
100%
*Others include non-banking financial institutions
13
13
55View entire presentation