Reimagining Growth with Resilience slide image

Reimagining Growth with Resilience

Revenue and Profit & Loss A/c Revenue A/c¹ FY22 FY21 Rs bn Profit and Loss A/c¹ FY22 FY21 i Premium earned I 459.6 385.8 Income I Reinsurance ceded (5.7) (4.6) I Interest and dividend income 4.8 4.4i Income from Investments 192.2 326.8 I I I Net profit/(loss) on sale 3.1 2.11 Other Income 1.5 1.6 I Transfer from Policyholders' Account 10.1 9.9 Transfer from Shareholders' Account 5.7 2.6 I Total Income 653.3 712.1 Other Income Commissions 19.4 17.1 Total 18.0 16.4 I | Expenses 56.1 45.9 Outgoings I I GST on UL charges 3.7 3.6 I Transfer to Policyholders' Account 5.7 2.6 I | ■ Provision for taxation 1.8 2.7 ! Expenses 0.4 0.4 I I i Provision for diminution in value of investments (2.6) (1.9) I I Interest on convertible debentures 0.4 0.3 I Benefits paid 300.5 217.5 I Provision for diminution in value of investments (0.3) (0.4)¦ Change in valuation reserve 246.8 408.3 I I Bonuses Paid 17.9 Provision for Taxation 7.9 (0.3) (0.1) Total Outgoings 643.7 701.2 Total 5.9 2.8 Surplus Transfer to Shareholders' Account Funds for future appropriation - Par Total Appropriations 9.6 11.0 Profit for the year as per P&L Statement 12.1 13.6 10.1 9.9 (0.5) 1.1 9.6 11.0 1. Numbers may not add up due to rounding off effect HDFC Life 68
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