Investor Presentaiton

Oil and Gas Exposures¹ · Drawn corporate Oil and Gas exposure is $15.8 billion or 3.4% of our total loan book ● . Services (12%) • Upstream $9.8B • Midstream $2.4B Downstream (11%) Downstream $1.7B Midstream (15%) Upstream (62%) . Services $1.9B Total $15.8B Approximately 58% of our drawn exposure is investment grade Undrawn corporate Oil and Gas commitments is $13.5 billion (1) As of July 31, 2015 Scotiabank® 15 15

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