Investor Presentaiton

Leading provider of banking and broader financial products & services in Cyprus Bank of Cyprus KOINO KYMPI Life insurance eurolife € bn 10.2 Gross loans € bn Deposits 6.2 Loan 2.6 Market Share1 1.3 0.9 BOCH Peer 1 Peer 2 Peer 3 Peer 4 19.0 15.9 7.2 2.3 2.2 BOCH Peer 1 Peer 2 Peer 3 Peer 4 1) 2) As at 31 Dec 2022; information about peer 4 as at 31 December 2021 As at 31 December 2022 based on draft preliminary market statistics 3) As at 31 December 2022 based on market statistics Deposit Market Share1 41% 28% Market share² (total regular income) BOCH Peer 1 37% 31% BOCH Peer 1 27% 22% 16% Eurolife Peer 1 Peer 2 Non-Life insurance 2 Market share (Gross Written Premium) Genikes Insurance 15% 14% 10% 9% Peer 1 GI Peer 2 Peer 3 Payment solutions JCC PAYMENT SYSTEMS business 85% Market Share3 4

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