Global Wealth Management: 2012 Outlook

Strategy in action International Banking 2012 Outlook Brian Porter Group Head, International Banking International Banking: 2012 Outlook Scotiabank • Loan & deposit growth outlook remains positive for 2012 • Diversified footprint expected to generate balanced earnings growth Organic growth initiatives are yielding favourable results . Expense management remains a high priority • Loan loss ratio expected to remain stable Closed acquisition of Banco Colpatria this quarter; Bank of Guangzhou expected to close later this year Scotiabank 24

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