KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI Life Insurance Industry in Thailand (%) 20.0 17.5 16.5 15.0 17.9 10.0 5.0 Taiwan Premium per % GDP by Country 6.1 5.8 6.2 6.0 South Korea ☐ Singapore Source: Swiss Reinsurance Y2017 ■Y2018 Y2019 2.1.5 2.7 2.8 3.3 3.4 3.6 3.3 2.32.3 3.6 Australia India Malaysia China Thailand 1.51.4 Indonesia 1.2' 1.3 Philippines 1.2 1.3 1.6 1.4 Vietnam ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK ■In 2019, low penetration rate of 3.3% in Thailand with a high opportunity for growth Muang Thai Life Assurance (MTL) ranked #3 in life insurance industry in Thailand, in 1H20 #3 in total premium with 12.6% market share Total Premium (Bt bn) 700.0 Size of Market by Premium(%) CAGR'11-19: 8% Market Share by Total Premium in Life Insurance (%) New Business Premium (%) (Bt bn) 30.0 200.0 180.0 25.0 23.1 2018 2019 1H20 600.0 22.8 627.4 601.7 160.0 500.0 568.3 20.0 537.5 610.9 140.0 21.4 503.9 15.1 14.4 13.7 400.0 120.0 15.0 12.6 9.6 442.5 285.9 15.1 10.1 9.8 391.4 100.0 10.0 13.8 7.4 5.3 8.37 $7.9 300.0 328.6 10.7 5.8 5.9 5.3 5.3 2.4 80.0 4.7 200.0 5.0 8.1 4.04.0 60.0 6.5 5.3 4.1 2.5 8.4 2.1 100.0 40.0 AIA TLI MTL SCBLife KTAL BLA AZAY FWD PLT OLIC Others 20.0 2011 2012 2013 2014 2015 2016 2017 2018 2019 1H20 Total Premium New Business Premium Source: The Thai Life Assurance Association * New Business Premium in 1H20=Bt76.2bn Source: The Thai Life Assurance Association Note: Total Premium = New Business Premium + Renewal Premium; New Business Premium = First Year Premium + Single Premium บริการทุกระดับประทับใจ K KASIKORNTHAI Bancassurance Highlights in 1H20 (%) Bancassurance Market Share by Total Premium (%) ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 30 23.2 23.0 19.3 20 16.2 23.8 11.5 12.7 2018 ■2019 1H20 8.2 10 6.17.98.4 8.28.3 13.7 98.0 9.2 7.5 8.1 16.4 7.1 2.3 2.6 0 SCBLife MTL KTAL TLI PLT BLA FWD AIA AZAY DLA Others (%) 30 27.9 3.7 4.1 4.1 4.8 4.1 3.5 3.21.4 6.8 3.4 MTL ranked #2 in Bancassurance market #2 in Bancassurance total premium with 19.3% market share #2 in Bancassurance new business premium with 15.6% market share Bancassurance Market Share by New Business Premium (%) 20 20.1 15.5 15.6 14.7 2018 2019 ■1H20 10 15.8 12.9.19.8 7.19.3 12.9 8.4 8.7 6.6 8.5 8.6 8.7 7.7 6.6 4.6 4.3 3.9 5.2 6.4 6.6 5.4 4.3 6.4 3.1 5.3 2.8 7.8 0 SCBLife MTL PLT KTAL TLI AIA FWD SELIC DLA BLA Others Source: Muang Thai Life Assurance (MTL), The Thai Life Assurance Association (TLAA) monthly report (new format) Note: Bancassurance premium include all bank partners' premiums of MTL บริการทุกระดับประทับใจ 93 94
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