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Investor Presentaiton

SAN LUIS OBISPO COUNTY Total Deposits ($B) - San Luis Obispo County Economic Overview and Demographic Trends āœ“ Diverse region characterized by agricultural and ranching operations, a robust wine industry, and small-to-mid sized businesses $9.0 5 Year CAGR: 6.4% $8.1 Home to nationally-ranked California Polytechnic State University, which is comprised of approximately 21,000 students and employs over 3,000 faculty and staff(1) $8.0 $7.0 $6.9 $6.4 $6.5 $6.1 $6.0 $5.3 $5.2 $5.0 $5.1 $4.9 $5.0 $4.6 $4.6 San Luis Obispo's population has grown 4.5% since 2010 and is expected to grow 2.0% over the next five years (2) $4.5 $4.0 Median household income for San Luis Obispo is $80,312, which is 19% higher than the national average (2) $3.0 $2.0 2006 2007 Note: All dollars in billions, unless noted otherwise. All information is for San Luis Obispo County, unless noted otherwise 1. Cal Poly, San Luis Obispo Quick Facts 2. S&P Global Market Intelligence 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 $5.9 $5.6 2020 7
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