Financial Markets Summary Q4 2022
APPENDIX 13 | REGIONAL DISTRIBUTION OF CANADIAN LOANS
Prudent Positioning
(As at October 31, 2022)
Oil
Quebec Ontario
Regions (1)
BC/MB
Maritimes (2)
and
Territories
Total
Retail
Secured
26.3%
13.8%
4.0% 3.2%
1.0%
48.3%
Mortgage & HELOC
Secured
2.3%
1.4%
0.5% 0.7%
0.3%
5.2%
Other
Unsecured
2.3% 0.3%
0.1%
0.1%
0.1%
2.9%
and Credit Cards
Total Retail
30.9% 15.5%
4.6%
4.0%
1.4%
56.4%
Non-Retail
Commercial
19.1% 5.0%
1.8%
2.2%
0.7% 28.8%
Corporate Banking
4.1% 6.0%
and Other (3)
2.8%
1.5%
0.4%
14.8%
Total Non-Retail
23.2%
11.0%
4.6% 3.7%
1.1%
43.6%
Total
54.1%
26.5%
9.2% 7.7%
2.5% 100.0%
(1) Oil regions include Alberta, Saskatchewan and Newfoundland.
(2) Maritimes include New Brunswick, Nova Scotia and P.E.I.
(3) Includes Corporate, Other FM and Government portfolios.
Within the Canadian loan portfolio:
■ Limited exposure to unsecured consumer
loans (2.9%)
■ Modest exposure to unsecured consumer
loans outside Quebec (0.6%)
■ RESL exposure predominantly in Quebec
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