Bajaj Finance Limited Pitch Deck
Behaviouralized ALM as of 31 March 2022 - BHFL BAJAJ FINANCE LIMITED
Values in MM
USD 1 - INR 75
Particulars
1-7 D 8-14 D 15-30 D >1-2 M
>2-3 M >3-6 M >6 M-1 Y >1-3 Y
>3-5 Y
>5-7 Y >7-10 Y
>10 Y
Total
Cash & Investments
92
60
221
Advances
62
43
56
124
119
354
596
1,713
1,086
743
682
619
6,198
Other inflows
27
34
127
69
182
76
139
185
151
48
57
123
1,217
Total Inflows (A)
181
137
182
193
301
499
735
1,898
1,237
791
740
741
7,635
Cumulative Total Inflows (B)
181
318
500
693
995
1,493
2,228
4,126
5,364 6,155 6,894 7,635
Borrowings
102
67
11
126
244
387
917 2,786
815
150
75
240
5,921
Capital Reserves and Surplus
899
899
Other Outflows
66
58
164
65
33
86
4
3
1
333
815
Total Outflows (C)
168
125
176
191
278
474
921
2,789
817
Cumulative Total Outflows (D)
168
293
469
660
938
1,412
2,333
5,121
5,938
150
6,088
409
1,139
7,635
6,497 7,635
Mismatch (E = A - C)
13
12
7
2
23
25
(186)
(890) 421
641
331
(397)
Cumulative mismatch (F = B-D)
13
25
31
33
57
81
(105)
(995) (574)
67
397
Cumulative mismatch as %
(F/D)
7%
8%
7%
5%
6%
6%
(4%)
(19%) (10%)
1%
6%
Permissible cumulative gap %
(10%) (10%) (20%)
Additional borrowings
possible
157
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