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Investor Presentaiton

Canadian Personal Banking TD Highlights Gross impaired loans decreased quarter-over- quarter in the consumer lending portfolios Canadian Personal Banking (Q3/22) Residential Mortgages Home Equity Lines of Credit (HELOC) Indirect Auto Gross Loans ($B) GIL ($MM) GIL/Loans (%) 244.5 167 0.07 112.2 87 0.08 27.0 68 0.25 Credit Cards 16.4 79 0.48 Other Personal 18.6 41 0.22 Unsecured Lines of Credit 9.1 24 0.26 Total Canadian Personal Banking 418.7 442 0.11 Change vs. Q2/22 9.6 (34) (0.01) Canadian RESL Portfolio – Loan to Value by Region (%) 108, 109 - Q2/22 Q3/22 Mortgage HELOC Total RESL Mortgage HELOC Total RESL Atlantic 52 40 49 51 39 47 BC 51 41 47 51 40 46 Ontario 49 39 45 49 38 43 Prairies 60 50 56 60 49 56 Quebec 56 50 54 55 49 52 Canada 52 41 48 52 40 46 58
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