Investor Presentation Q1 FY 23

Net Profit Improves QoQ Q1 Q1 Q4 Parameter YOY QoQ FY22 FY23 FY22 FY22 Net Interest Income 1,028 970 6% 1,131 (9%) 4,027 Other Income 614 653 (6%) 511 20% 2,341 Net Total Income 1,641 1,623 1% 1,643 (0%) 6,367 Operating Profit 529 766 (31%) 657 (20%) 2,745 Provisions (Other than Tax) 253 1,384 (82%) 401 (37%) 2,860 Net Profit (Loss) 201 (459) NM 198 2% (75) Parameter Q1 FY23 Q1 FY22 Q4 FY22 FY22 Other Income/Total Income 37.4% 40.3% 31.1% 36.8% Cost/Income 67.8% 52.8% 60.0% 56.9% Net Interest Margin 4.4% 4.4% 5.0% 4.4% Credit Cost/Advances (bps)* 43 255 71 515 ROA 0.75% (1.88%) 0.77% (0.07%) RoE 6.28% (14.51%) 6.35% (0.60%) Not Annualized apno ka bank | RBL Bank 16

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